How It Works

It is quick, easy and discreet to get a loanĀ from Zillidy

Zillidy provides loans using your personal jewelry, watches, precious metals, gemstones, diamonds and gold as collateral. Zillidy does not loan against cars, trucks, houses, appliances, pay cheques or post-dated cheques.

Step 1:

Describe your asset to us by filling in the form on our website. The more details you provide, the more accurate our loan offer will be. If you have pictures you can upload them. But don’t worry if you don’t have all the details. Our expert appraisers will help you.

Step 2:

Zillidy assesses your asset based on the information provided and emails you a preliminary loan offer

Step 3:

If you like the offer, we’ll send you a pre-paid shipping label and can help schedule a Fedex pick-up at your home or office for you to send the asset to us. Shipping is always 100% free and your item is always fully insured from the moment it leaves your possession until the moment you get it back.

Prefer to meet in person? Our office is in downtown Toronto and we’d be happy to meet you there to finalize your loan and shake your hand.

Step 4:

Once we receive the package, our expert appraisers verify the value of the asset and email you a final loan offer.

Step 5:

Once you accept the offer and sign our standard loan agreement, we instantly deposit the money into your bank account.

If for any reason at all, once you receive the final loan offer, you decide not to go ahead with the loan, we will ship you back your asset for free and fully insured no questions asked.

Step 6:

Your asset is placed in a fully secure storage centre that is monitored 24 hours a day.

You can pay back your loan at any time throughout the loan period. When you pay back your loan, we ship your asset back to you free of charge and fully insured.