Business Loans

Helping You Succeed

For small business owners, it can be challenging to get short term capital to get started, support operations, take advantage of new opportunities or drive growth. Zillidy understands the needs of entrepreneurs so we’re here whenever you need short term financing.

With Zillidy, you can tap the value of your personal assets to meet your business cash flow requirements. Like a home equity line of credit, you can borrow against your personal jewelry, gemstones, precious metals and gold over and over again. But unlike a line of credit, you never have to worry about your personal or business credit being impacted or deal with the bank’s intrusive diligence process.

Why use Zillidy instead of a bank loan?

• With a bank, a business needs three years of financial statements and sufficient equity. With Zillidy, you can get a loan anytime.
• When your business already has a bank loan facility, Zillidy can act as a bulge facility when you’re at your loan limit and the bank won’t lend you more
• Zillidy is quicker than any bank so your cash flow needs can be met immediately.
• Zillidy doesn’t require an intrusive, prolonged diligence process, or background and credit checks.

Why use Zillidy instead of credit cards?

• Many small business owners use credit cards to fund working capital shortfalls or quick cash flow requirements. This may be a quick fix but it’s expensive and damaging to keep a credit card balance.
• Using credit cards impacts your credit record.
• For long periods of time into the future, anyone doing a credit check will see your debt ratio is high and your credit availability low. This will make it difficult for your business to get the bank financing it needs to grow, jeopardize your ability to attract investors, and impact your personal credit and ability to get a mortgage.
• Zillidy’s monthly interest payments are equivalent to credit card monthly minimum payments.
• With Zillidy, your credit is never impacted.