What We Lend Against
We make short term loans in Canada using the following assets as collateral. If you have one of these items, Zillidy can get you a loan quickly.
Unfortunately Zillidy does not make loans against cars, trucks, houses or any other assets at this time.
The Zillidy Advantage
Zillidy is a private Canadian specialty finance company that provides personal asset loans using jewelry, luxury watches, gold, diamonds and precious metals as collateral. Zillidy offers complimentary appraisals and shipping as well as a flexible loan repayment schedule and impeccable client service.
Using Zillidy is like having a home equity line of credit against your personal assets without ever impacting your credit score or selling your valuables.
We serve all Canadians, whether in large cities including Toronto, Vancouver, Montreal, Winnipeg, Calgary, Ottawa, Edmonton, Halifax and Hamilton as well as smaller communities such as Kitchener, Brampton, Mississauga, London, Guelph and Regina.
We’re changing the way short term loans in Canada work by ensuring you, the client, are always in control of the transaction.
“The primary reason startups fail is a lack of money up front. The Zillidy platform takes that [reason] away.”
“It was the easiest thing I ever did. I didn’t need to liquidate the diamonds. I didn’t have to transfer ownership. It was just a loan with a guarantee, using the diamonds as collateral.”
“I found it very flexible if you find yourself in a tight position”
“Zillidy is not just targeted at individuals in a jam but also small businesses and entrepreneurs who may need a quick capital injection to ramp up inventory ahead of a busy time”
“It’s more like an emergency repair kit than it is an ongoing form of funding and alternate forms of financing are always good for entrepreneurs.” says Steve Pulver, a professor of entrepreneurship at York University’s Schulich School of Business
How It Works